Book a $150 Consultation
About Services How It Works FAQ Contact Book a $150 Consultation

Consultations are $150 per hour and available by appointment only.

Services

One clear rate. Six focused services.

Every service below is delivered as a $150-per-hour, one-on-one consultation — booked in advance, no packages to decode.

SERVICE 1

Credit Report Review

$150/hr

Who It's For

  • Anyone who wants a clear, guided read of their credit report
  • Clients preparing for a major financing decision

What's Included

  • Line-by-line review of your credit report(s)
  • Identification of potential errors, outdated items, or duplicate accounts
  • Plain-language explanation of what's affecting your profile

Potential Benefits

  • A clearer understanding of your current credit standing
  • Awareness of items that may warrant further investigation
This service does not guarantee: a specific credit score increase, or the removal of accurate negative information.

SERVICE 2

Credit Improvement Strategy

$150/hr

Who It's For

  • Clients working toward a specific financial or borrowing goal
  • Anyone wanting a personalized action plan, not generic tips

What's Included

  • Review of payment history, utilization, and account mix
  • A personalized action plan based on your goals and timeline
  • Discussion of realistic next steps

Potential Benefits

  • A concrete plan to work from after the session
  • Better understanding of what influences your credit over time
This service does not guarantee: a specific credit score increase or timeline for improvement.

SERVICE 3

Credit Dispute Support

$150/hr

Who It's For

  • Clients who believe specific items on their report are inaccurate, incomplete, or unverifiable

What's Included

  • Help identifying items that may warrant a dispute
  • Guidance organizing supporting documentation
  • Explanation of the dispute process with credit bureaus

Potential Benefits

  • A clearer, well-organized dispute submission
  • Better understanding of your rights in the process
This service does not guarantee: that any dispute will result in a deletion, correction, or score change, and we do not remove information that is accurate.

SERVICE 4

Mortgage Readiness Consulting

$150/hr

Who It's For

  • Prospective homebuyers preparing to apply for a mortgage
  • First-time and repeat buyers alike

What's Included

  • Review of credit profile as it relates to mortgage qualification
  • Discussion of debt-to-income ratio, reserves, and documentation lenders typically require
  • Overview of common mortgage program requirements

Potential Benefits

  • A clearer sense of your readiness before you apply
  • Fewer surprises during the underwriting process
This service does not guarantee: loan approval, a specific interest rate, or a specific loan amount. Lending decisions are made solely by lenders.

SERVICE 5

Business & Real Estate Loan Consulting

$150/hr

Who It's For

  • Small-business owners seeking financing
  • Real estate investors growing a portfolio

What's Included

  • Help organizing financial information for lenders
  • Overview of common business and investment financing options
  • Guidance evaluating which financing path may fit your situation

Potential Benefits

  • A more organized, complete financing request
  • Better understanding of how lenders evaluate business/investment borrowers
This service does not guarantee: loan approval, funding amount, or specific financing terms.

SERVICE 6

Loan Application Preparation

$150/hr

Who It's For

  • Anyone about to submit a financing request and wanting a second set of eyes

What's Included

  • Review of lender documentation requirements
  • Help assembling and organizing required documents
  • Final walkthrough before you submit your application

Potential Benefits

  • A more complete, better-organized application
  • Fewer back-and-forth requests from your lender
This service does not guarantee: loan approval or any specific financing outcome.

Ready When You Are

Book a $150 Consultation

Consultations are $150 per hour and available by appointment only.